We should try and enjoy life. After all, we only have one life to live. But, being human, we tend to enjoy life a little too much and we end up spending more money than we have. Rewards programmes allow you to live the life and do the things you already do, while giving you the added benefit of saving money.

Here are 5 real rewards you can get from Multiply as a Premier member:

1. Save when you shop for groceries – At Pick n Pay and Dis-Chem, you can get up to 12% back in cashbacks. That’s over and above your normal points earned at these stores. When you’re running a little low on cash, these points can be converted to a Rand value to use when you need it the most.

2. Pay lower life insurance premiums – Active and healthy Premier members can get up to 60% off Momentum Myriad life insurance. With a discount like that, its easy to make sure your family is protected, always.

3. Move more for less – We want to make it as easy as possible to be active and get those Active Dayz™. So whether you like to hit the gym or track your activities with a fitness device, you pay less.

4. Get help with your tax returns – All Multiply members get free access to TaxTim, an online service that helps you file your tax returns easily. No need to hire a tax consultant to get the most back from your tax return. 

5. Book an affordable luxury holiday – Fly locally with up to 50% off Mango flights or venture a bit farther with up to 40% off flights with Emirates or SAA. Save even more with discounts on hotel accommodation, car hire and travel insurance.  

So use your rewards programmes effectively. Empower yourself with knowledge of how they work, and use them to spend less and save more.