So you’ve created a budget and are motivated to stick to it, but you would like to save more money without having to cut off things you actually need, what now? Here’s what you can give up right now to boost your savings almost instantly.

1. Takeaways 
Buying takeaways is really convenient, but it is not the most money-savvy thing to do, especially if you buy them regularly. And this does not only apply to unhealthy takeaways. We are talking about every meal you have to buy ready-made. While one meal can appear relatively affordable, take a moment to calculate how many ready-made meals you buy in a month. 
You can change this right now! Start small. Commit to taking home-made lunch to work twice a week and see how much of a difference that will make. 

2. Mindless spending 
Ever felt like your money is just disappearing, and you don’t know where it is going, even though you have a budget that you stick to? It is so easy to spend a lot of money on miscellaneous purchases without even noticing it. This is because these purchases don’t seem all that worrisome on their own, but if you calculate all of them at the end of the month, you’ll see just where your money is going.

 This includes things like: 
– Buying new plastic shopping bags each time you go grocery shopping
– Unplanned nights out with friends 
– Impulsive shopping 

3. Smoking
Smoking is not only bad for your health, but it is bad for your pocket too. Think about it. How many packs of cigarettes do you go through each week? How much does that cost you? An average pack of cigarettes costs R30. Now calculate the number of cigarette packs you buy each week. Imagine what you could do with that much money! 

If you are struggling to kick the habit, try SmokeEnders. They will help make giving up the habit easier for you with little to almost no withdrawal symptoms. 

How Multiply members save money without even trying 
By being a Multiply premier member, you have a wide range of discounts available to you with our partners including Pick n Pay, Edgars, Mango Flights and more. 
If you are interested in getting more information on how these discounts work, click here, fill in the required details and we’ll explain everything. Alternatively, you can read more on our website