As the reality of day-to-day expenses sets in after the festive season, many South Africans find themselves financially drained and desperate. This does not have to be your position – and before you roll your eyes, thinking we’re going to give you 10 more money-saving tips, hear us out.

Take advantage of the discounts and cash back available to you

Instead of relying solely on life hacks to save costs on groceries, why not spend a few minutes gathering all the discounts, cash back and rewards available to you?

Start using SnapnSave right now!

SnapnSave gives you cash back when you shop in-store at a wide range of stores like Pick n Pay, Woolworths, Shoprite, Checkers and many more. As a Multiply member, you will get an additional 10% on top of the cash you get back on SnapnSave (except on alcohol and tobacco products).

Once you have at least R50 in your SnapnSave wallet, you can cash-out and save the money in your Multiply Money savings wallet to spend on the things you need. You can also save it in your savings wallet to earn 5.25% interest.

How to send cash back from your SnapnSave wallet to your Multiply Money wallet:

Multiply partner discounts to remember

Not a Momentum Multiply member yet? Join online today.

Start off on the right foot

Johan Kleu, Momentum Multiply Executive Head, urges South Africans to avoid using their points and cashbacks when their financial situations are more stable. “The more they can accumulate with savvy saving behaviour throughout the year, the more they will have in January when their bank accounts are stretched”.

Have a look at some savvy tips to help you survive “Janu-wory” in the suggested posts below.

3 money mistakes to avoid
5 Clever tips to help you make it to payday
Practical ways to save on groceries