We have just a little over a month before the festive season begins. Cue the long days by the pool, gift shopping and family get-togethers. But before the fun begins, here are some ideas to consider as you prepare for this season.

Be serious about your festive season budget

Decide on how much you can afford to spend before the festive season begins and make sure you stay within the limit. If you find yourself having to use your credit card to cover some expenses, there is a good chance this means you cannot afford these things. Are they really important?

Start saving towards your holiday spending money

It is never too early to start saving money for the festive season. If you haven’t started saving yet, don’t panic. There are some things you can do to help build your savings:

  • Buy less ready-made food and eating out, and opt to cook at home to save money.
  • Consider selling some items, like electronics that you no longer use.
  • Join a lift club to save on fuel costs.
  • Save on groceries with SnapnSave.

Make the most of your discounts and savings 

As a Multiply member, you have access to discounts and cashbacks from various partners. You can book your local flights with Mango and get up to 50% off, get up to 40% off car hire with AVIS, pay as little as R32 for 2D movies at Nu Metro. Have a look at the rest of our great partner rewards here.

Brainstorm your gift list

Never head to the shops to buy gifts without a plan of action. Compare prices online and look out for discounts. You can start on the Multiply online shop for great deals on electronics, fitness tracking devices, outdoor and DYI items and more.

You might also want to read this post on ways to save money on that big family lunch this festive season.